Terms & Conditions

Effective Date: July 1, 2025

Welcome to The Big Skinny (“TBS”, “we”, “our”, or “us”) and our website located at www.thebigskinny.com (the “Site”). By accessing or using this Site, you agree to be bound by the terms and conditions below (the “Terms of Service” or Agreement), as well as our Privacy Policy.

If you do not agree to these terms, please do not use this Site.

1. Ownership and Use of Content

All content provided on the Site is owned or licensed by The Big Skinny, unless otherwise noted. Content includes, but is not limited to, text, images, videos, charts, headlines, logos, data, audio, designs, and graphics (collectively, the Content).

The Big Skinny may use third-party trademarks, celebrity likenesses, or copyrighted images as part of commentary, satire, editorial reporting, or other legally permissible forms of content creation under the doctrines of fair use and transformative use. We do not claim ownership over any celebrity image, brand logo, or copyrighted material that does not belong to us. Such elements are used in a manner consistent with public commentary, parody, criticism, or editorial expression.

If you are the copyright owner of any content featured on our Site and believe it has been used improperly, please contact us directly at info@thebigskinny.com and we will review your concern.

2. User Conduct

You agree not to:

• Use the Site for any unlawful purpose or in any way that could damage, disable, or impair the
• Attempt to gain unauthorized access to any portion or feature of the
• Use any automated device, software, or algorithm to access, acquire, copy, or monitor any portion of the Site or its content.
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written

3. No Reliance; No Offer or Advice.

TBS makes no representation or warranty that the information on the Site is accurate, reliable, up-to-date or complete. Neither TBS nor any third party can guarantee the accuracy of the information. The Site is provided for informational purposes only and does not constitute and should not be construed as a solicitation or offer, endorsement, or recommendation to acquire or dispose of any investment or to engage in any other transaction whatsoever. Nothing in the Site constitutes, nor should it be construed as, investment, legal, tax or other advice of any nature whatsoever and it should not be relied on in making an investment or other decision. You should obtain relevant and specific independent professional advice before making any investment or other decision. You hereby agree that you will not hold TBS responsible at law or in equity for any decisions of whatever nature you make or refrain from making in connection with your use of the Site. You further specifically acknowledge and agree that:

(a) TBS is a publishing company dedicated to providing innovative research for extraordinary times and fintech development. TBS is NOT a United States Securities Dealer or Broker, or U.S. Investment Adviser, nor a registered trader, dealer, or broker of ANY jurisdiction and or country. Further, TBS principal, Louis Basenese, is an independent market researcher, analyst and subject matter expert. His opinions are his own.

(b) All investing has inherent risks, and it is impossible to guarantee future results or profits. You understand and agree that past performance does not assure future results and that you can lose some or all your money in any investment. You understand and agree that the content does not constitute a specific recommendation of any particular investment, security, portfolio, transaction, or strategy, nor that any specific course of action is suitable for any specific person, including you.

(c) TBS’s products and services are general in nature and are not tailored to individual financial circumstances, trading background, or experience. Neither TBS nor any of its staff, analysts or other personnel will provide you any personalized investment advice, and you therefore agree that you shall not solicit or attempt to obtain any such advice from TBS, or from any of its staff, analysts, or other personnel.

(d) While TBS’s staff and/or personnel may own positions in certain securities mentioned in or on the Site, such ownership does not constitute an endorsement or recommendation of any such securities. You are advised to consult qualified investment and financial professionals before making any financial, investment, or trading decisions. It is your money and your responsibility.

(e) TBS uses various methods to evaluate investments and trading opportunities which may, at times, produce contradictory recommendations with respect to the same securities. When evaluating the results of prior recommendations or performance rankings or scoring, you should also consider that TBS may modify the methods it uses to evaluate investment opportunities from time to time. For this and for many other reasons, the performance of past recommendations or investments is not a guarantee of future results or that you will obtain similar results.

(f) You should assume that as of the publication date of any report, letter, information, or video, TBS (possibly along with or through our members, partners, affiliates, employees, and/or consultants) along with our clients and/or investors (collectively referred to as “TBS”) are actively transacting in the securities of any Covered Issuers, but have a net position in all stocks (and/or options of the stock) covered herein that is consistent with the position set forth in the Site.

4. No Warranties

The Site and its Content are provided “as is” and without warranties of any kind, either express or implied. TBS disclaims all warranties, including but not limited to:

• Accuracy, completeness, or reliability of any content;
• Uninterrupted or error-free access;
• That any part of the Site or Content is free of viruses or other harmful

Use of the Site is at your sole risk.

5. Limitation of Liability

Under no circumstances will TBS, its employees, contributors, affiliates, or partners be liable for any direct, indirect, incidental, or consequential damages arising out of or related to:

• Your access or use of the Site;
• Any errors, omissions, or inaccuracies in the Content;
• Any loss or damage of any kind resulting from your reliance on information from the

You acknowledge that this limitation of liability is a fundamental part of this agreement.

6. Third-Party Content and Links

The Site may link to or display content from third-party sites. These links are provided solely for your convenience. We are not responsible for the content or practices of any linked websites.

Use of any third-party content or services is governed by their respective terms of service and privacy policies.

7. Intellectual Property Rights

All content produced by The Big Skinny is protected by U.S. and international copyright, trademark, and intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from any of our proprietary content without prior written consent.

8. User Submissions and Comments

If you submit content (such as comments, emails, or messages) to The Big Skinny, you grant us a royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, distribute, and display such content worldwide, in any media, without compensation to you.

9. Modifications to Terms

TBS reserves the right to modify these Terms at any time without prior notice. The most current version will always be available on the Site, and your continued use after changes constitutes acceptance of the revised terms.

10. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding related to this Site shall be brought exclusively in the courts located in Manatee County, Florida.

11. Contact Information

For any questions about these Terms, or to report misuse of copyrighted content, please contact us:

The Big Skinny

Email: info@thebigskinny.com Website: www.thebigskinny.com

By accessing or using this Site, you agree to these Terms and Conditions.

Last Updated: July 1, 2025